Shikha If you’ve ever wondered how a company goes from being privately owned to trading on the stock exchange, the answer lies in the IPO cycle. An IPO (Initial Public Offering) isn’t just a single event—it’s a complete process where companies prepare, offer shares to the public, and finally get listed on the market. For investors, … Read more
Fixed deposits (FDs) are one of the most trusted investment options in India. They offer guaranteed returns, flexible tenures, and peace of mind. However, life is unpredictable—sometimes you may need urgent funds before your FD matures. In such cases, you might think of breaking your FD. But here’s the catch: premature withdrawal of fixed deposits … Read more
Running out of data always seems to happen when you need the internet the most—whether during an important call, online class, or streaming your favorite show. Reliance Jio, known for its affordable data plans, once had a solution for this situation: the Emergency Data Loan. But the big question in 2025 is — can you … Read more
Buying a home doesn’t just give you a place to live—it also opens the door to significant tax savings. If you’re wondering how much tax can be saved by a home loan, the answer depends on the loan components like principal repayment and interest paid, both of which qualify for deductions under the Income Tax … Read more
Have a car loan but already thinking of selling your vehicle? Maybe you’ve spotted a new model you want to upgrade to, or you simply need quick cash. But then comes the big question—can you really sell a car that’s still under loan? The answer is yes, but it’s not as simple as handing over … Read more
Pursuing higher education, especially abroad, can be a life-changing opportunity—but it often comes with a hefty price tag. While many students in India rely on education loans, the thought of pledging family property, fixed deposits, or other assets as collateral can be discouraging. The good news? Yes, you can get an education loan without collateral. … Read more
In India, the Aadhaar card has become a fundamental identification document for millions of people. With the rapid rise of digital and paperless financial services, many wonder if it’s possible to secure a loan using just their Aadhaar card. In this article, we will explore what Aadhaar is, how it functions in the financial sector, … Read more
With digital payments becoming an everyday habit, apps like Google Pay are evolving beyond just money transfers. One rising trend catching everyone’s attention is digital loans – quick, paperless, and often offered through UPI apps. If you’ve ever wondered, “Can I get a loan from Google Pay?” — you’re not alone. Let’s dive into how … Read more
Taking a personal loan has become quite common in today’s world. Whether it’s for a wedding, higher education, a medical emergency, or home renovation, personal loans offer quick financial support without the need to pledge assets. However, one question many borrowers ask during income tax season is: Can we show personal loan in income tax … Read more
The Public Provident Fund (PPF) is widely chosen for its safety, tax benefits, and guaranteed returns. But beyond long-term savings, the PPF scheme also offers liquidity support through a loan facility — a feature many investors overlook. This option allows you to borrow money against your PPF balance without breaking your investment or affecting the … Read more