Shikha Sending a large sum of money can be stressful. You want it to be fast, secure, and, most importantly, correct. This is where RTGS comes in. It’s the banking world’s express highway for high-value fund transfers. But to get on this highway, you need the right key: a correctly filled cheque and form. Real-Time Gross … Read more
The middle-class investor, the diligent salary earner, and the newcomer with small capital stand at a critical intersection. Having mastered the discipline of savings, the next logical, and often daunting, step is to move to wealth creation. The dilemma is less about whether one should invest and more about where. The landscape offers two primary … Read more
Maintaining your Royal Enfield chain is crucial for optimal performance, longevity, and Maintaining your Royal Enfield chain is more than just keeping it clean; it also ensures the smooth operation and lifespan of your valued motorcycle. But riders often face problems including early wear, corrosion, filth, and grime buildup, which can all reduce performance and perhaps require … Read more
If you’re looking for the perfect soap that moistures your skin, you need to look for a soap with high TFM. TFM stands for the percentage of pure soap in a soap product. The greater the TFM rating, the better the soap’s cleansing and moisturizing capabilities. The higher the TFM value, the better the soap’s … Read more
Explore the best tan removal soaps in India that help you get rid of stubborn tanning and bring back the natural glow you deserve. Whether it’s due to long sunny days or outdoor travel, these soaps are formulated with skin-brightening ingredients herbal products that gently exfoliate, lighten sun tan, and nourish your skin.
When it comes to banking, even small details on your cheque can make a big difference. One such important detail is the MICR code—a 9-digit number that helps banks process cheques quickly and accurately. If you’ve ever wondered, “Where is the MICR code on my cheque?” or “How do I find it?”, you’re not alone. … Read more
In the world of banking, you encounter many numerical identifiers—your account number, IFSC code, and perhaps one you hear less often but is equally crucial: the CIF Number. This is a core piece of information for any customer of the State Bank of India (SBI). The CIF Number, short for Customer Information File number, is … Read more
In today’s fast-paced digital world, moving money quickly and securely is essential. National Electronic Funds Transfer (NEFT) stands out as a reliable and efficient method for bank-to-bank fund transfers across India. While many use internet or mobile banking for NEFT, initiating a transfer directly from your bank branch using a cheque remains a popular and … Read more
Ever handed over a cheque and wondered why it takes a day or two for the amount to be credited to your account? For decades, that piece of paper had to go on a physical journey, traveling from your bank to a central clearing house, and then to the payer’s bank. This process was slow, … Read more
In a world moving toward digital transactions, cheques still hold an important place in banking — especially for business payments, refunds, and government transactions. The State Bank of India (SBI), being the country’s largest public sector bank, serves millions of customers across urban and rural India. But one common question many customers still ask is: … Read more