In today’s fast-paced digital world, moving money quickly and securely is essential. National Electronic Funds Transfer (NEFT) stands out as a reliable and efficient method for bank-to-bank fund transfers across India. While many use internet or mobile banking for NEFT, initiating a transfer directly from your bank branch using a cheque remains a popular and … Read more
Ever handed over a cheque and wondered why it takes a day or two for the amount to be credited to your account? For decades, that piece of paper had to go on a physical journey, traveling from your bank to a central clearing house, and then to the payer’s bank. This process was slow, … Read more
India’s IPO landscape in 2025 is buzzing with opportunities, especially in the SME segment, where promising companies are attracting attention from both retail and institutional investors. One such name making waves is Airfloa Rail Technology, thanks to its consistent financial performance and specialized focus on modern railway solutions. Also Check: Can We Sell SME IPO … Read more
When the month-end arrives, one of the biggest concerns for many is paying EMIs on time. Usually, these payments are set up through a bank account, but what if you don’t have enough balance in your account and your credit card has available limit? This naturally raises the question — can we pay loan EMI … Read more
Working at a startup or a company preparing for an IPO often comes with a big question: how does a pre-IPO company pay stock to employees? Unlike a regular salary that shows up in your bank account, stock compensation is a promise of future value. Pre-IPO companies usually offer stock options or restricted stock units … Read more
If you’ve ever wondered how a company goes from being privately owned to trading on the stock exchange, the answer lies in the IPO cycle. An IPO (Initial Public Offering) isn’t just a single event—it’s a complete process where companies prepare, offer shares to the public, and finally get listed on the market. For investors, … Read more
Fixed deposits (FDs) are one of the most trusted investment options in India. They offer guaranteed returns, flexible tenures, and peace of mind. However, life is unpredictable—sometimes you may need urgent funds before your FD matures. In such cases, you might think of breaking your FD. But here’s the catch: premature withdrawal of fixed deposits … Read more
Buying a home doesn’t just give you a place to live—it also opens the door to significant tax savings. If you’re wondering how much tax can be saved by a home loan, the answer depends on the loan components like principal repayment and interest paid, both of which qualify for deductions under the Income Tax … Read more
Have a car loan but already thinking of selling your vehicle? Maybe you’ve spotted a new model you want to upgrade to, or you simply need quick cash. But then comes the big question—can you really sell a car that’s still under loan? The answer is yes, but it’s not as simple as handing over … Read more
Pursuing higher education, especially abroad, can be a life-changing opportunity—but it often comes with a hefty price tag. While many students in India rely on education loans, the thought of pledging family property, fixed deposits, or other assets as collateral can be discouraging. The good news? Yes, you can get an education loan without collateral. … Read more