Pursuing higher education, especially abroad, can be a life-changing opportunity—but it often comes with a hefty price tag. While many students in India rely on education loans, the thought of pledging family property, fixed deposits, or other assets as collateral can be discouraging. The good news? Yes, you can get an education loan without collateral. … Read more
LIC (Life Insurance Corporation of India) is one of the most trusted insurance providers in the country, known for offering a wide range of life insurance plans that combine protection with savings. In times of financial need—whether it’s medical emergencies, education expenses, or a temporary cash crunch—many people seek quick and reliable loan options. What … Read more
Ever heard the phrase: “No credit is just as bad as bad credit”? If you’ve ever applied for a loan and got rejected just because you had no CIBIL score, you’ve already faced the frustration. But here’s the truth—having no CIBIL score doesn’t mean you’re financially irresponsible, and it certainly doesn’t mean you can’t get … Read more
If you’re just starting to manage your finances, cheques can seem confusing — especially when someone asks, “Can you write a cheque on my behalf?” Suddenly, you’re unsure what to write, where to sign, or whether it’s even allowed. Don’t worry — you’re not alone. Many people new to banking face the same question when … Read more
If you’ve been asked to submit a cancelled cheque and you’re wondering, “Where do I even get one?” — you’re not alone. It’s a common requirement in financial paperwork, yet surprisingly unclear to many who are encountering it for the first time. Whether you’re opening a salary account, completing your KYC, applying for a loan, … Read more
Buying a car is a major financial commitment, often made manageable through car loans. Naturally, many taxpayers ask: Can taking a car loan help reduce my tax burden? Are there any tax exemptions available on car loans? Understanding the details behind these questions can help you save money and make smarter financial decisions. In this … Read more
What is Cancelled Cheque Leaf: When it comes to financial transactions, especially in the digital age, ensuring that all your documents are in order is crucial. One such document that often comes into play is a cancelled cheque leaf. But what exactly is it, and why is it so important? Whether you’re setting up a … Read more
What is a Self Cheque: Cheques, in this age of smartphones and instant transactions, may feel a bit old-school. Yet, they still serve a purpose, especially when it comes to specific banking needs. One such cheque that might not get enough attention is the self cheque. You might have come across this term and wondered, … Read more
How to Fill a Cheque for Self-Cheque Person: Writing a cheque for someone else might seem straightforward, but it’s important to understand the correct process to ensure that the payment goes smoothly. Whether you’re helping a friend, paying a vendor, or making a donation, writing a cheque to another person is a formal method of … Read more
How to Write a Cheque Amount in Words: Filling out a cheque seems simple, but one small mistake can cause unnecessary delays, rejections, or even fraud risks. One of the most crucial parts of a cheque is the amount in words—banks prioritize it over the numeric value if there’s any discrepancy. Writing it correctly ensures … Read more