Shikha How much of your Provident Fund (PF) can you actually use to buy a home or pay off your home loan? This is a common question among salaried individuals looking to leverage their PF savings for housing needs. The PF withdrawal for home loans isn’t just about dipping into your savings — it follows specific … Read more
AI writes fast—but does it write like you? That’s the real problem. Most people try ChatGPT and get responses that feel flat, robotic, or too polished. It technically answers the question, but something’s missing—the tone, the human touch, the flow. The issue isn’t with ChatGPT itself. It’s with how you prompt it. Without the right … Read more
What is Cancelled Cheque Leaf: When it comes to financial transactions, especially in the digital age, ensuring that all your documents are in order is crucial. One such document that often comes into play is a cancelled cheque leaf. But what exactly is it, and why is it so important? Whether you’re setting up a … Read more
What is a Self Cheque: Cheques, in this age of smartphones and instant transactions, may feel a bit old-school. Yet, they still serve a purpose, especially when it comes to specific banking needs. One such cheque that might not get enough attention is the self cheque. You might have come across this term and wondered, … Read more
How to Fill a Cheque for Self-Cheque Person: Writing a cheque for someone else might seem straightforward, but it’s important to understand the correct process to ensure that the payment goes smoothly. Whether you’re helping a friend, paying a vendor, or making a donation, writing a cheque to another person is a formal method of … Read more
How to Write a Cheque Amount in Words: Filling out a cheque seems simple, but one small mistake can cause unnecessary delays, rejections, or even fraud risks. One of the most crucial parts of a cheque is the amount in words—banks prioritize it over the numeric value if there’s any discrepancy. Writing it correctly ensures … Read more
Can I Close My Bank Account Online: In today’s fast-paced, digital-first world, managing personal finances has become easier than ever. With online banking services gaining momentum, many people are moving away from traditional brick-and-mortar banks. As digital banking continues to grow, one question often comes up: Can you close a bank account online? In this … Read more
How to Encash a Cheque: Cheques are still a reliable way to transfer money, even with the rise of digital payments. Whether you receive a salary cheque, a payment from a client, or a personal cheque from a friend, knowing how to encash it properly can save you time and avoid unnecessary delays. Many people … Read more
How to Fill a Cheque for RTGS Transactions: If you need to transfer a large sum of money quickly and securely, RTGS (Real-Time Gross Settlement) is one of the best options. RTGS transactions are processed in real-time, meaning the money is transferred instantly without any delays. However, some banks require a cheque to process an … Read more
How Much Money Can You Withdraw From an ATM in India: If you’re wondering how much money you can withdraw from an ATM in India, you’re not alone. Many people are unsure about the exact limits and how they vary across different banks and account types. In this blog, we’ll clear up any confusion, explain … Read more