Running out of data always seems to happen when you need the internet the most—whether during an important call, online class, or streaming your favorite show.
Reliance Jio, known for its affordable data plans, once had a solution for this situation: the Emergency Data Loan. But the big question in 2025 is — can you still get a data loan in Jio today?
Can I Get Data Loan in Jio Today?
As of 2025, Reliance Jio has not published any new update about its data loan facility. The option is not visible on the official Jio website anymore, and most customers won’t find it in the MyJio app either.
Some users may still see the “Emergency Data Loan” option under mobile services in the MyJio app, or they might access it by dialing 1299, but this seems inconsistent across circles.
👉 That means:
- For many users, the Jio data loan is no longer available.
- For a few, it might still appear in-app, depending on Jio’s internal rollout.
So, while technically possible for some, you cannot rely on Jio data loans in 2025 as a guaranteed feature.
Jio Data Loan in 2021 – How It Worked
Back in July 2021, Jio launched the Emergency Data Loan service to help prepaid users when they ran out of their daily quota. It was designed as a “borrow now, pay later” system for mobile data.
Here’s what it offered:
- Loan Size: 1 GB per loan.
- Maximum Limit: Up to 5 loans (total 5 GB).
- Price: ₹11 per GB.
- Validity: Linked to your base plan validity.
- Eligibility: Only prepaid customers with an active plan.
- Activation: Through the MyJio app or by calling 1299.
- Repayment: You had to clear dues before borrowing again.
This facility was very useful for students, professionals, and anyone dependent on mobile data, especially when recharging immediately wasn’t possible.
Why Jio Data Loan May Not Be Active Now
There are a few reasons why you might not see the option anymore:
- Silent Discontinuation – Jio hasn’t officially announced that it ended the service, but its absence from the website hints at discontinuation.
- Focus on Add-On Packs – Jio now promotes affordable top-up data packs instead of loans.
- Simplification of Services – Managing repayments and loans may have been replaced with straightforward recharges.
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Alternatives to Jio Data Loan in 2025
Even if the data loan isn’t available anymore, Jio offers plenty of alternatives:
1. Top-Up Data Vouchers
Jio provides small add-on packs you can buy instantly. Examples include:
- ₹15 Pack – 1 GB (valid till your plan validity)
- ₹25 Pack – 2 GB
- ₹61 Pack – 6 GB
These work just like the old data loan but without the “pay later” option.
2. Work-from-Home Packs
High-usage packs designed for professionals and students. Example:
- ₹251 Pack – 50 GB data, validity matches your base plan.
3. JioFiber Wi-Fi
If available in your area, JioFiber offers unlimited internet and reduces mobile data dependence.
4. Public/Shared Wi-Fi
Not the safest option, but useful in emergencies when you just need temporary internet access.
Pros and Cons of Jio Data Loan
| Pros | Cons |
|---|---|
| Affordable – only ₹11 per GB | Limited to 5 GB maximum |
| Instant access through MyJio app or call | Likely discontinued after 2021 |
| Helpful in emergencies | Repayment required before next loan |
| No need for immediate recharge | Not reliable in 2025 |
Final Thoughts
So, can you get a data loan in Jio in 2025?
- Not officially anymore. The facility was available in 2021, but Jio hasn’t updated or promoted it since then.
- A few users might still find the option in the MyJio app or by calling 1299, but for most, it appears to be discontinued.
Instead, Jio now offers affordable top-up packs (starting at just ₹15) that work as the best alternative.
👉 If you’re running out of data, the safest solution is to open the MyJio app → Recharge → Data Add-Ons and pick a pack that fits your need.